This tax season, less is more.

It’s a simple equation: When you pay less tax, you can keep more of your money invested and working for you. Our investment strategies can help you maximize after-tax returns in many ways.

Tax-efficiency questionnaire

Answer a few simple questions to gauge how tax efficient your portfolio is - and your own level of tax knowledge.

Six tips for tax efficiency

PDFLearn more to use RRSPs, TFSAs, RESPs, capital losses, charitable donations and pension splitting to reduce taxes.

Incorporating for tax efficiency

Not incorporated? Learn about the tax benefits. Already incorporated? Make sure you’re maximizing the tax benefits.

Podcasts on tax efficiency

Podcast Learn how to maximize tax efficiency with eligible dividends.
Podcast Learn how to reduce your tax burden using permanent life insurance.

More tactics for tax efficiency


Your MD advisor can also help you:

  • Weigh the benefits of an RRSP and an MD TFSA.
  • Consider options for charitable giving and provide a referral to the Canadian Medical Foundation.
  • Review the pros and cons of withdrawing income from your corporation to generate RSP contribution room
  • Take advantage of your unused contribution room, using an RRSP loan through MD Banking Referral Service*.
  • Put your money to work for you ASAP by arranging for pre-authorized, monthly contributions for your MD RRSP, MD RESP and MD TFSA.
  • Address your need for life insurance while reducing your tax burden with a permanent life insurance solution.

A different way of investing


Other financial services companies focus on their shareholders’ bottom line. MD exists purely to benefit physicians, financially and professionally.

We believe in a different way of investing. A better way. A way that’s all about you.

Learn more about what we believe.

*Banking products are provided by National Bank of Canada's Partnership Branch through a relationship with MD Management Limited.